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SRI LANKA BORROWING & LOAN INTELLIGENCE

Sri Lanka Borrowing History

ශ්‍රී ලංකාවේ ණය ලබාගැනීමේ ඉතිහාසය

“Explore how much Sri Lanka borrowed, from whom, when, for what purpose, under what terms, how much has been repaid, and how much remains outstanding.”

“ශ්‍රී ලංකාව කවදා, කාගෙන්, කොපමණ ණය ලබාගෙන තිබේද, එම ණය සඳහා වූ කොන්දේසි මොනවාද, කොපමණ ප්‍රමාණයක් ආපසු ගෙවා තිබේද සහ තව කොපමණක් ගෙවීමට තිබේද යන්න මූලාශ්‍ර සහිතව ගවේෂණය කරන්න.”

LIVE CBSL / TREASURY INTELLIGENCE1995–2026 Verified

Source: Central Bank of Sri Lanka (CBSL), Ministry of Finance Public Debt Bulletins & IMF Disclosures

Essential Debt Accounting Principle:IMPORTANT ACCOUNTING PRINCIPLE: Public debt is cumulative. New borrowing recorded during any administration or year is distinct from the total accumulated debt stock, debt rollover, and exchange rate revaluation. An administration inherits pre-existing debt while servicing interest and amortizing principal on legacy obligations.
Total Borrowing Recorded
$78.4 B
Historical commitments (1995–2026)
Domestic Borrowing
$43.1 B
55.0% of total recorded borrowings
External Borrowing
$35.3 B
45.0% of total recorded borrowings
Total Outstanding Principal
$92.8 B
Official central gov + absorbed debt
Principal Repaid
$38.6 B
Amortized principal retired
Interest Paid
$22.4 B
Cumulative historical coupons & yields
Total Debt Service
$61.0 B
Principal ($38.6B) + Interest ($22.4B)
New Borrowing This Year
$2.1 B
Annual gross issuance run-rate
Average Remaining Maturity
8.4 Years
Post-2024 restructuring extensions
Weighted Avg Interest Rate
6.85%
Blended domestic & external portfolio
Borrowing Instruments
142
Tracked in LankaScope database
Official Creditors
34
Multilateral, Bilateral & Domestic
1995 → Present Interactive Milestone Stream

Main Borrowing Timeline

Hover over any milestone to preview verified loan terms, creditor, currency, and government in office. Click to explore full dossier.

2001MULTILATERAL

Southern Expressway (E01) - ADB Project Loan

Amount:$220M (SDR)
Rate:1.5% (FIXED)
Tenure:32 Years
Chandrika Bandaranaike Kumaratunga
2005BILATERAL

Norochcholai Lakvijaya Coal Power Plant (Phase I - 300MW)

Amount:$455M (USD)
Rate:2% (FIXED)
Tenure:20 Years
Chandrika Bandaranaike Kumaratunga
2006BILATERAL

Upper Kotmale Hydroelectric Power Project (150MW)

Amount:$325M (JPY)
Rate:0.75% (FIXED)
Tenure:40 Years
Mahinda Rajapaksa
2007BILATERAL

Hambantota Magampura Mahinda Rajapaksa Port (Phase I)

Amount:$307M (USD)
Rate:6.3% (MIXED)
Tenure:15 Years
Mahinda Rajapaksa
2007COMMERCIAL

Inaugural International Sovereign Bond (ISB 2007 - $500M)

Amount:$500M (USD)
Rate:8.25% (FIXED)
Tenure:5 Years
Mahinda Rajapaksa
2021SOE GUARANTEED

Ceylon Electricity Board (CEB) Sovereign Guaranteed Working Capital Loan

Amount:$425M (LKR)
Rate:12.5% (FLOATING)
Tenure:6 Years
Gotabaya Rajapaksa
2022BILATERAL

Government of India / SBI Emergency Petroleum Facility ($500M)

Amount:$500M (USD)
Rate:4.1% (FLOATING)
Tenure:10 Years
Gotabaya Rajapaksa
2023MULTILATERAL

World Bank Resilience, Stability & Economic Turnaround DPO ($500M)

Amount:$500M (USD)
Rate:2.2% (FLOATING)
Tenure:25 Years
Ranil Wickremesinghe
2024COMMERCIAL

Restructured Macro-Linked Sovereign Bonds (MLB Series 2024–2038)

Amount:$8800M (USD)
Rate:4.5% (MIXED)
Tenure:14 Years
Anura Kumara Dissanayake
2025DOMESTIC SECURITY

364-Day Government of Sri Lanka Treasury Bills (Series 2025/2026)

Amount:$149.2M (LKR)
Rate:9.54% (ZERO_COUPON)
Tenure:1 Years
Anura Kumara Dissanayake
Interactive Historical Debt Chart Studio

New Borrowing by Year (1995–2026)

Toggle between nominal currencies, GDP ratios, cumulative flows, and currency valuation adjustments.

Gross New Issuance: Shows new commitments & disbursements contracted in each fiscal year across domestic market auctions (T-Bills/Bonds) and external bilateral/multilateral credit facilities.

Year-by-Year Historical Breakdown (2024)

New Borrowing (2024)$4.23 B(Domestic: $3.04B | Ext: $1.19B)
Debt to GDP98.4%New Borrowing: 4.2% of GDP
Top Creditors That Year
IMF EFF TranchesWorld Bank DPOADBDomestic Commercial Banks
Government AdministrationRanil Wickremesinghe / Anura Kumara DissanayakeFinance Min: Ranil Wickremesinghe / Anura Kumara Dissanayake
Who Lent The Money? Creditor Intelligence Suite

Sri Lanka's Creditors & Exposure Breakdown

Explore who financed Sri Lanka, how much has been repaid, remaining outstanding balance, and restructuring terms under the 2024 agreements.

Creditor Exposure Ranking (Click bar or card to view profile)All figures in USD Billion

🏛️
MULTILATERAL

Asian Development Bank (ADB)

Multilateral Institution (Headquarters: Manila, Philippines)
EXEMPT CONCESSIONALDeep Creditor Dossier

The ADB is Sri Lanka's largest multilateral development partner, providing long-term concessional project financing for national highways, secondary education, rural water schemes, and energy grid stability.

Current Outstanding$5.4 BRs. 1,630.8 B
Share of Public Debt5.8%(14.8% of External)
Principal Repaid$6.4 BInterest: $1.85 B
Average Tenure & Rate28.5 Years @ 1.65%Grace: 7.5 Years
Key Financed National Projects & Operations
Southern Expressway E01 Phase 1 & 2
Integrated Road Investment Program (iRoad)
National Highway Sector Project
Secondary Towns Rural Water Supply
Health System Enhancement Project
Education Sector Development Program
2024 Sovereign Debt Restructuring Treatment:

Multilateral development banks hold Preferred Creditor Status and were strictly exempt from debt restructuring cuts. All loans remain performing on original concessionary schedules.

Select Any Creditor To Inspect Portfolio

Terms, Currency Risk & Duration Structure

Currency Composition, Rate Types & Tenure Profiles

Detailed breakdown of foreign exchange exposure, fixed vs. floating interest sensitivity, and loan duration distribution across Sri Lanka's public debt stock.

Debt by Currency (FX Exposure)

100% Total Stock
LKR55%
USD24.5%
SDR9.8%
JPY5.4%
CNY3.8%
EUR1.5%

Interest Rate Sensitivity (Fixed vs Floating)

Interest Risk
Fixed Rate68.4%98 Instruments
Floating / Variable Rate22.8%32 Instruments
Step-Up / Macro-Linked8.8%12 Instruments

How Long Are Sri Lanka's Loans? (Tenure Distribution)

< 5 Years:T-Bills & Short-term Credit Lines$18.5B
5–10 Years:Treasury Bonds & Commercial Loans$24.2B
10–20 Years:Bilateral Infrastructure & MLBs$32.8B
20–30 Years:ADB / World Bank Concessional$14.5B
30–40+ Years:JICA Ultra-Concessional ODA$6.8B

Grace Period Distribution

Principal Moratorium
No Grace (0y)38% of Loans
T-Bills & Market Bonds52 Instruments
1–4 Years22% of Loans
Commercial Buyer Credits31 Instruments
5–8 Years28% of Loans
World Bank & ADB Concessional40 Instruments
10+ Years12% of Loans
JICA Japan Concessional ODA19 Instruments
Governance Context & Accountability Logic

Borrowed vs. Inherited Debt & Administration Analysis

Explore the exact mathematical relationship between inherited debt, new borrowing, principal amortization, and exchange rate revaluations across administrations.

The Fundamental Public Debt Equation (Mahinda Rajapaksa Administrations (2005–2015))

2005–2015 (9 Years)
1. Inherited DebtRs. 2,222.3 BStarting Debt Stock
2. Net New Borrowing+Rs. 3,000 B(New: Rs. 4820B - Repaid: Rs. 1820B)
3. FX / Valuation Effect+Rs. 2,168.6 BLKR Depreciation Revaluation
=
Ending Public Debt Stock at Administration Conclusion:Rs. 7,390.9 Billion
Debt-to-GDP Shift: 90.6% → 71.3%
President: Mahinda Rajapaksa

Administration Historical Context: Marked the structural entry into international commercial capital markets (inaugural $500M ISB in 2007) and major bilateral infrastructure credit from China Exim Bank (Norochcholai, Hambantota, Southern Expressway). Debt-to-GDP dropped from 90.6% to 71.3% due to high post-war nominal GDP growth.

Comparative Recorded Borrowing by Government Period

Click row to load equation simulator
AdministrationPeriodPresident & Finance MinisterRecorded New BorrowingAnnual AverageCommercial / ISBDebt Stock (Start → End)Debt/GDP
Chandrika Bandaranaike Kumaratunga Administrations1994–2005 (11 Years)Chandrika Bandaranaike KumaratungaFM: G. L. Peiris / Chandrika Kumaratunga / K. N. Choksy / Sarath Amunugama$18.2 B(Rs. 1480.5B)$1.65 B/yr$0 BRs. 536.8B → Rs. 2222.3B95.1% → 90.6%
Mahinda Rajapaksa Administrations2005–2015 (9 Years)Mahinda RajapaksaFM: Mahinda Rajapaksa$41.5 B(Rs. 4820B)$4.61 B/yr$5.5 BRs. 2222.3B → Rs. 7390.9B90.6% → 71.3%
Maithripala Sirisena / Ranil Wickremesinghe Administration2015–2019 (5 Years)Maithripala SirisenaFM: Ravi Karunanayake / Mangala Samaraweera$35.8 B(Rs. 5450B)$7.16 B/yr$12.05 BRs. 7390.9B → Rs. 13031.5B71.3% → 86.8%
Gotabaya Rajapaksa Administration2019–2022 (2.5 Years)Gotabaya RajapaksaFM: Mahinda Rajapaksa / Basil Rajapaksa / Ali Sabry$24.2 B(Rs. 6850B)$9.68 B/yr$0 BRs. 13031.5B → Rs. 27500B86.8% → 113.8%
Ranil Wickremesinghe Administration2022–2024 (2 Years)Ranil WickremesingheFM: Ranil Wickremesinghe$7.85 B(Rs. 2450B)$3.92 B/yr$0 BRs. 27500B → Rs. 28450B113.8% → 98.4%
Anura Kumara Dissanayake Administration2024–PresentAnura Kumara DissanayakeFM: Anura Kumara Dissanayake$4.7 B(Rs. 1420B)$3.13 B/yr$0 BRs. 28450B → Rs. 28025.6B98.4% → 91.2%
Legal Standard: Sri Lanka's sovereign borrowing is contracted by the General Treasury and the Central Bank of Sri Lanka on behalf of the Democratic Socialist Republic of Sri Lanka. Officials and administrations are catalogued based on verified dates of constitutional office.
Evidence-Based Capital Flow Architecture

“Follow the Money”: Loan Origin → Allocation → Audit → Repayment

Every loan in LankaScope links verified creditor contracts to the General Treasury, receiving line ministries, national project sites, Auditor General queries, and current amortization status.

Select an Audited Capital Flow Trace:
FLOW TRACE ACTIVE

Norochcholai Lakvijaya 300MW Coal Power Plant

$455 Million
1
Creditor & Financial Instrument:Export-Import Bank of ChinaConcessional Buyer Credit ($455M)
2
Borrower & Sovereign Entity:General Treasury of Sri LankaSovereign On-Lending & Treasury General Account
3
Allocated Ministry & Project Target:Ministry of Power & EnergyNorochcholai Lakvijaya 300MW Coal Power Plant
4
Auditor General Findings & Governance:

Auditor General Special Report 2015 on emergency thermal fuel purchases due to turbine trips (COPA Directed)

5
Repayment & Restructuring Status:Restructured in 2024 with maturity extended to 2032 ($195M principal remaining)
Neutral Illustrative Debt Service Simulator

Loan Amortization & Debt Service Calculator

Simulate how principal, interest rates, grace periods, and amortization methods shape the lifetime cash-flow burden of sovereign and public credit facilities.

Illustrative Calculation Notice:This calculator provides theoretical standard amortization models. Actual sovereign loan contracts may incorporate non-standard commitment fees, variable reference rate curves (SOFR/Euribor), or specific bilateral restructuring modifications.
0.5% (Concessional)6.5% (ISB)18.0% (T-Bill Peak)
Tenure (Years)
Grace (Years)
Total PrincipalUSD 100 M
Total Lifetime Interest+USD 44.63 M
Total Debt ServiceUSD 144.63 M
Average Annual ServiceUSD 7.23 M/yr

Projected Outstanding Balance & Amortization CurveYear 1 to Year 20

Verified Public Finance Loan Records

Loan-by-Loan Database

Search, filter, and inspect verified sovereign loans, bilateral credits, and sovereign bond facilities.

Showing 8 of 10 recorded loans
Loan ID / Number
Year
Loan Title & Stated PurposeCreditor & Type
Principal (USD)
Outstanding
Terms (Rate / Tenure)StatusGovernment PeriodDossier
SL-DOM-TBILL-364D-2025LKA36425K1462025364-Day Government of Sri Lanka Treasury Bills (Series 2025/2026)Short-term government cash-flow management, liquidity financing, and refinancing of maturing Treasury bills.Domestic Commercial Banks & Primary DealersDOMESTIC SECURITY$149.2 MLKR 45,000,000,000$149.2 MRepaid: $0M
9.54% (ZERO_COUPON)
1y (Grace: 0y)
ACTIVEAnura Kumara DissanayakeFM: Anura Kumara Dissanayake
SL-BOND-2024-MLBUS85227SAV49 / USY8137FAV492024Restructured Macro-Linked Sovereign Bonds (MLB Series 2024–2038)Comprehensive restructuring and settlement of defaulted legacy International Sovereign Bonds (ISBs) to restore debt sustainability under IMF EFF parameters.Ad Hoc Committee of Sri Lanka Commercial BondholdersCOMMERCIAL$8800 MUSD 8,800,000,000$8800 MRepaid: $0M
4.5% (MIXED)
14y (Grace: 4y)
RESTRUCTUREDAnura Kumara DissanayakeFM: Anura Kumara Dissanayake
SL-EXT-2023-005WB-IBRD-9556-LK / WB-IDA-7381-LK2023World Bank Resilience, Stability & Economic Turnaround DPO ($500M)Budget support to protect vulnerable households via Aswesuma social safety net, strengthen financial sector safety net, and restore macroeconomic stability.World BankMULTILATERAL$500 MUSD 500,000,000$500 MRepaid: $0M
2.2% (FLOATING)
25y (Grace: 5y)
ACTIVERanil WickremesingheFM: Ranil Wickremesinghe
SL-EXT-2022-006IN-SBI-LOC-2022-012022Government of India / SBI Emergency Petroleum Facility ($500M)Emergency financing for supply of refined diesel, petrol, and jet fuel shipments during catastrophic forex depletion crisis.Government of India / State Bank of India / Exim BankBILATERAL$500 MUSD 500,000,000$450 MRepaid: $50M
4.1% (FLOATING)
10y (Grace: 3y)
RESTRUCTUREDGotabaya RajapaksaFM: Basil Rajapaksa
SL-GUAR-2021-007SL-PB-GUAR-2021-CEB2021Ceylon Electricity Board (CEB) Sovereign Guaranteed Working Capital LoanWorking capital support to settle unpaid Independent Power Producer (IPP) thermal generation dues and fuel import arrears.People's Bank / Bank of CeylonSOE GUARANTEED$425 MLKR 85,000,000,000$325 MRepaid: $100M
12.5% (FLOATING)
6y (Grace: 1y)
ACTIVEGotabaya RajapaksaFM: Basil Rajapaksa
SL-EXT-2007-002CH-EXIM-2007-332007Hambantota Magampura Mahinda Rajapaksa Port (Phase I)Construction of deep-water commercial seaport basin, breakwater, and maritime service infrastructure in Hambantota.Export-Import Bank of ChinaBILATERAL$307 MUSD 307,000,000$217 MRepaid: $90M
6.3% (MIXED)
15y (Grace: 4y)
RESTRUCTUREDMahinda RajapaksaFM: Mahinda Rajapaksa
SL-BOND-2007-001US85227SAE38 / USY8137FAE892007Inaugural International Sovereign Bond (ISB 2007 - $500M)Budget support, infrastructure development financing, and balance-of-payments external buffer fortification.International Institutional Investors & Asset ManagersCOMMERCIAL$500 MUSD 500,000,000$0 MRepaid: $500M
8.25% (FIXED)
5y (Grace: 5y)
FULLY_REPAIDMahinda RajapaksaFM: Mahinda Rajapaksa
SL-EXT-2006-003SL-P80 / SL-P86 / SL-P922006Upper Kotmale Hydroelectric Power Project (150MW)Construction of 150MW run-of-the-river hydroelectric power plant, 12.8km underground headrace tunnel, and transmission link.Japan International Cooperation AgencyBILATERAL$325 MJPY 37,817,000,000$215 MRepaid: $110M
0.75% (FIXED)
40y (Grace: 10y)
RESTRUCTUREDMahinda RajapaksaFM: Mahinda Rajapaksa
Verified Statistics Synthesis

What the Data Says: Key Structural Findings (1995–2026)

1. Concessional vs Commercial Shift (2007–2019)

Until 2007, Sri Lanka's external borrowing was nearly 100% concessional from multilateral (ADB, World Bank) and bilateral (Japan) partners at average interest rates under 2.5% with 25-40 year maturities. The inaugural 2007 ISB marked a rapid pivot to commercial sovereign bonds that peaked at over 38% of total external debt by 2019.

2. The Impact of Exchange Rate Depreciation

Over Rs. 8,800 Billion in public debt expansion between 2019 and 2022 was driven purely by the depreciation of the Sri Lankan Rupee from LKR 182 to 363 / USD rather than new cash borrowing commitments.

3. Domestic vs. External Concentration

Domestic debt accounts for 55.0% of total public obligations (Rs. 17.2 Trillion), primarily held in Treasury Bills and Bonds by domestic commercial banks and superannuation funds (EPF/ETF).

4. Restructuring Debt Relief Achieved in 2024

The 2024 Macro-Linked Bond exchange delivered a 27% nominal principal reduction on commercial ISBs, while the Official Creditor Committee (OCC) and China Exim Bank extended bilateral loan repayment maturities through 2034–2042.

Important Data Limitation Note (දත්ත සීමාවන් පිළිබඳ වැදගත් සටහන)

“Not every historical borrowing instrument is available in the same level of detail. Where exact loan-level data is unavailable, LankaScope presents the latest authoritative aggregate data and clearly labels missing fields.”

“සෑම ඓතිහාසික ණය උපකරණයක්ම එකම මට්ටමේ විස්තර සහිතව ප්‍රසිද්ධ කර නොමැත. නිශ්චිත ණය මට්ටමේ දත්ත නොමැති අවස්ථාවලදී, ලංකාස්කෝප් නවතම නිල සමස්ත දත්ත ඉදිරිපත් කරන අතර නොමැති ක්ෂේත්‍ර පැහැදිලිව සටහන් කරයි.”

CBSL Public Debt Management Bulletin & Ministry of Finance DatabaseExplore Searchable Loan Database